Dial M for Money

Juswant Rai is celebrating his first year with Telecom plus PLC, one that he feels has been highly successful.


“The secret to making money in this business is teamwork,” he says, “You help your team and your sponsor helps you.

“If you are rowing a boat you need two oars (customers and Distributors) and they must work at the same speed or you will go around in circles. You learn early on that this is a very simple business, and to only focus on those activities that work for you. Stuart, who introduced me into the business, has been a tremendous help and I do the same for people I introduce into my own team.

“At its most basic, the business revolves around something we all the time; recommend something we think is good to other people, like books, movies and restaurants.





“The company provides landline, mobile and broadband services plus gas and electricity at some of the lowest prices available.

“This morning I had six e-mails from people wanting to know about these money saving services because there had been a scare story about prices on the television. The media is doing my advertising for me.

“Because the services are used by just about everyone, finding customers who want to save money, particularly at the moment, is not difficult. The company is wonderfully supportive and offers superb training to help you build your customer base.”

Joining Telecom plus costs just £199.75, which includes a Starter Pack with everything you need to get going. This joining fee is fully refundable if you gather just 12 customers within your first 90 days. In addition you will receive full training at one of many locations around the UK.

When you gather a customer you will receive a one-off bonus, the amount of which is dependant on the service(s) they choose, along with an ongoing monthly commission, which is based on their usage, and which lasts for as long as they remain a customer. Every time they make a call, switch on a light or boil a kettle you get paid.

When I bring in a new team member I do all I can to make sure they are supported from day one and I am always available for them on the phone, via e-mail or in person.

“This is really building a long term, substantial, business,” says Juswant, “The business is very flexible and can be fitted around anyone’s schedule. You decide how you wish to work it. The more effort put in, the faster and greater the rewards come. What is so satisfying is seeing your income grow every month and the certainty that this trend will continue. I am looking for people to join the business.

“They don’t need any particular background but they do need to be prepared to follow the advice given and stick at it and see their income grow every month.

“There’s quite a market out there. The company has over 200,000 customers but there are 26 million households in Britain all of whom could be saving money.”
Juswant Rai is celebrating his first year with Telecom plus PLC, one that he feels has been highly successful.

“The secret to making money in this business is teamwork,” he says, “You help your team and your sponsor helps you.

“If you are rowing a boat you need two oars (customers and Distributors) and they must work at the same speed or you will go around in circles. You learn early on that this is a very simple business, and to only focus on those activities that work for you. Stuart, who introduced me into the business, has been a tremendous help and I do the same for people I introduce into my own team.

“At its most basic, the business revolves around something we all the time; recommend something we think is good to other people, like books, movies and restaurants.





















“The company provides landline, mobile and broadband services plus gas and electricity at some of the lowest prices available.

“This morning I had six e-mails from people wanting to know about these money saving services because there had been a scare story about prices on the television. The media is doing my advertising for me.

“Because the services are used by just about everyone, finding customers who want to save money, particularly at the moment, is not difficult. The company is wonderfully supportive and offers superb training to help you build your customer base.”

Joining Telecom plus costs just £199.75, which includes a Starter Pack with everything you need to get going. This joining fee is fully refundable if you gather just 12 customers within your first 90 days. In addition you will receive full training at one of many locations around the UK.

When you gather a customer you will receive a one-off bonus, the amount of which is dependant on the service(s) they choose, along with an ongoing monthly commission, which is based on their usage, and which lasts for as long as they remain a customer. Every time they make a call, switch on a light or boil a kettle you get paid.

When I bring in a new team member I do all I can to make sure they are supported from day one and I am always available for them on the phone, via e-mail or in person.

“This is really building a long term, substantial, business,” says Juswant, “The business is very flexible and can be fitted around anyone’s schedule. You decide how you wish to work it. The more effort put in, the faster and greater the rewards come. What is so satisfying is seeing your income grow every month and the certainty that this trend will continue. I am looking for people to join the business.

“They don’t need any particular background but they do need to be prepared to follow the advice given and stick at it and see their income grow every month.

“There’s quite a market out there. The company has over 200,000 customers but there are 26 million households in Britain all of whom could be saving money.”

Watch the video first, follow this link:-
http://www.extrapaynow.com


Call Juswant on 07917 105134 or email on juswant.rai@gmail.com if you are interested right now in taking control of your future....

Will gas prices mean a rate increase?

BRITISH Gas owner Centrica said yesterday it would raise gas prices by a record 35 per cent and electricity prices by 9 per cent as it passes on rising energy costs to householders.

The country’s largest energy supplier, with 16m customers, said the move would take place immediately – after revealing its half-year operating profits from its residential gas business plunged 69 per cent to £166m from a year ago.

Centrica’s price hike comes just a few days after rival EDF Energy put up gas prices by 22 per cent and electricity prices by 17 per cent, with other power firms expected to follow suit.

British Gas managing director Phil Bentley said: “We very much regret that we have had to make this decision at a time when many household budgets are already under pressure.”

Soaring energy prices have cost British Gas an extra £2bn over the last year, leading it to pass on costs to consumers. Analysts said these hikes may further stoke inflation, increasing the pressure on the Bank of England to hike interest rates at a time when it is also trying to head off recessionary pressures.

Capital Economics economist Paul Dales said if other energy suppliers mirror these increases the consumer price index would rise by 0.6 per cent, pushing it from 3.8 per cent to 4.4 per cent in August. Dales said: “The news that British Gas became the second utility supplier to raise its price means that inflation is likely to rise further and faster then we previously expected.”

This could spell further bad news for homeowners and investors looking to renew their mortgages.

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Hikes raise concerns over fuel poverty

Average household British Gas bill will rise by £400 to more than £1,300 a year.

THE latest round of energy price hikes has piled further pressure on household budgets.

The average British Gas bill will rise by £400 to just over £1,300 a year after it increased gas and electricity prices by an average of 35 and 9 per cent respectively, following a similar move last week by EDF.

ScottishPower, Eon, Npower and Scottish & Southern Energy – set to follow suit in the next few days, households across the UK face steep fuel price increases.

For every 10 per cent increase, it's estimated that 400,000 more households fall into fuel poverty (defined as when more than 10 per cent of household income is spent on fuel bills).

Energywatch Scotland estimates that even before the latest rises, about 650,000 Scots households were below the fuel poverty line. But while alleviating the strain entirely is unrealistic, it's still possible for most households to ease the burden.

Regardless of price rises, customers can save money by switching to the best deal on the market. The average customer who has not previously switched supplier can save around £250 a year, claims Confused.com.

Switching is a simple and quick process. On most switching sites, you need to enter your postcode and various details of your present current gas and electricity bills to get a list of the tariffs available in your area.

The list will typically include price, savings, power ratings and the type of package (such as dual fuel or capped) and you can then apply online for the best deal.

With prices on a long-term upward trend, capped or fixed-rate deals offer protection from future increases. Nearly three million British Gas customers are unaffected by the latest rises, either because they are locked into fixed-rate deals or they are among the 340,000 customers considered vulnerable and, therefore, shielded from price hikes until 2009.

"While online tariffs still offer the market-leading deals, these products are variable and are at risk to further price hikes," said Scott Byrom, utilities manager at comparison website money supermarket.com. "For those less willing to gamble, a fixed tariff is by far the best option."

However, Byrom added that with prices rising and providers, including ScottishPower, taking attractive fixed-deals off the market, those on offer now may not be available for long.

Fixed-rate tariffs can be up to 15 per cent more expensive than variable tariffs, but with other suppliers likely to follow British Gas with hikes of up to 35 per cent, they represent a good deal.

Providers yet to announce price rises that still have fixed or capped rates on offer include Eon and ScottishPower, although these might disappear quickly, warned Andrew Hagger, communications manager at Moneynet.co.uk. "You will find that most energy suppliers will offer their lowest variable prices if you opt for a combination of online billing and dual fuel," Hagger added.

The latest increases from British Gas, described by energy helpline.com as the "biggest energy price rise in history", mean it has the most expensive standard tariff on the market, at £1,300 a year or £110 a month. But it still has the most competitive deal across the whole market, with the Click Energy 5 tariff. At £845 a year this saves households £40 a month compared with the standard rate.

But such savings are increasingly insufficient and the latest round of increases sparked calls for more help for vulnerable households. "It looks as if it's set to be a long, hard winter, and there is always the concern that the elderly will be scared to put their heating on, which could have serious consequences," said Hagger.

"The government needs to do something to reassure pensioners and review the level of winter-fuel payments in light of these astronomical price hikes."

VULNERABLE ARE UNABLE TO ACCESS THE BEST DEALS

One of the chief weapons against energy price hikes is switching to a better deal.

But this isn't always an option for households below the fuel poverty line – of which there are at least 650,000 in Scotland, according to Energywatch – as those with energy debts cannot switch.

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Call Juswant on 07917 105134 or email on juswant.rai@gmail.com if you are interested right now in taking control of your future....

Middle class take up second jobs to help cope with credit crunch

They are the middle-class moonlighters. Thousands of professionals are taking on second jobs to help them cope with the soaring cost of food, fuel, mortgages and other household bills.

Lawyers, financial advisers, computer programmers and marketing managers are among those now hunting for freelance work to do outside — or even during — office hours to cover the rising cost of living.

According to an analysis by Capital Economics, a City consultancy, official figures this week will show that 1.15m people now have second jobs, a 5% increase since the onset of the credit crunch and the highest number for five years.

While many of the extra 56,000 people taking on work are exploiting their job skills to earn extra cash, others are turning to hobbies and talents to boost their income and offering tuition in cooking, foreign languages, website design or even pole-dancing.

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“We saw a sharp rise in the number of people with second jobs in previous recessions and that’s starting to happen again,” said Vicky Redwood, the UK economist for the consultancy Capital Economics. “The true number is probably much higher, as many second jobs are simply never declared and never appear in the official figures.”

Employees are increasingly using websites that allow users to advertise freelance services anonymously, ensuring they do not alert bosses to any possible conflicts in interests.

“We have a lot of people who say they are under-used at work and can go online and find extra to do,” said Xenios Thrasyvoulou, chief executive and founder of PeoplePerHour, a site offering freelance services.

The site currently has 6,000 users advertising their services and Thrasyvoulou estimates it is growing at 35% a month.

Luke Aviet, the founder of Setyourrate.com, said that until recently most users of his site were retired workers and students looking for extra income.

“The big difference in the past three months is that we’re seeing middle-class types flocking to the site,” said Aviet. “Typically, it’s people in IT, financial services or marketing people offering their services for an hourly rate as consultants.

“We are also seeing people selling their skills totally unrelated to their day job. We’ve had an advertising copywriter training people at poker.

“But the thing that unites these groups, they say, is that with bills, food and petrol costs getting higher, they need to do something extra to make ends meet.”

Christine Kennedy, a recruitment consultant in the City, spends several nights a week teaching pole-dancing.

“Everywhere you look prices are going up — food, bills, housing costs,” said Kennedy. “I needed to earn more money and I wanted to do something completely different from my day job, something energetic.”

Police forces are also reporting an increase in the number of officers taking on part-time work to boost their income.

Peter Smyth, chairman of the Metropolitan Police Federation, said there had been a 5% rise in the number of officers registering second jobs and business interests over the past year.

“We’re seeing officers doing all sorts of work to raise extra funds — selling antiques on eBay, designing websites, working as chauffeurs,” Smyth said.

“One guy who works for the Met now drives a hearse in his spare time.”

Suffolk police have seen a 12% increase in officers taking second jobs over the past year. The jobs they have chosen range from driving instructor to sports therapist, football coach, reflexologist and model.

The economic slowdown has also boosted the fortunes of Avon, the cosmetics company that uses members of the public to sell its products from home. It has attracted about 17,000 new recruits in the past year.

Lesley Hughes, a mother of one from South Witham near Grantham in Lincolnshire, last week made her first deliveries as an Avon representative to supplement her day job in the offices of a tarmac-manufacturing company.

“So many people I know are taking on extra jobs because food and fuel are getting more expensive,” said Hughes. “With this, I get to meet new people and can take my son with me on my rounds.

Watch the video first, follow this link:-
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Call Juswant on 07917 105134 or email on juswant.rai@gmail.com if you are interested right now in taking control of your future....

A Special 10th Annivesary message from Charles Wigoder - Chief Exec of Utility Warehouse

What a fantastic start to 2008!

Over the last few weeks we’ve seen record numbers of new [distributors] joining the business as well as a huge increase in new customer numbers. Many of you are already seeing this reflected in your group customer numbers.

The newspapers may be full of doom and gloom... high inflation, falling property prices, recession looming – but as a Telecom plus Distributor, the prospects have never been brighter as we look forward to the positive impact from increasing customer numbers on your residual incomes...

So why is our business so good at the moment?

Could it be the huge price increases recently announced by the “Big 6” energy suppliers?

Could it be our award-winning customer service team, based in the UK?

Could it be the latest round of sneaky price rises by BT, where they have increased the cost of a 60 minute evening Local/National call from 4.5p to almost £1, and increased line rental by another 75p per month?

Could it be the exciting new services we launched at Express Day have really begun to catch peoples’ imagination?

Our amazing Internet Phone Lines at just £2 per month; our new BroadCall Laptop tariff; or our new ValueTalk tariffs with inclusive calls and texts from just £10 per month.

Could it be the fantastic promotions we announced at Express Day, giving you the opportunity to qualify for an unforgettable all-expenses-paid luxury holiday in Spring 2009, or to receive hundreds of pounds of free gift vouchers?

Could it be the dedication of the strong leadership in the field along with our committed and skilful trainers?

Or is it simply that our unique combination of great value, great service and the convenience of a single monthly bill really is what customers are looking for?

If you are currently out there working on building your business, that’s great. You’ll know from the feedback you are receiving and the growth in your own customer numbers just how much activity is currently taking place.

On the other hand... Our offers have never been stronger. Our service and support have never been better.

And the rewards you can earn from your activity have never been higher...

Last month was the 10th anniversary of my joining Telecom plus, and I am enormously proud of our achievement together in building this business from nothing to almost £200 million in annual sales, establishing ourselves as the UK’s most successful network marketing company. But that is nothing compared with the huge opportunity still open to us. We still have less than a 1% market share for the services we provide.



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House sales set to plummet by 'up to 40 per cent', warn experts

Sales of houses could collapse by 40 per cent this year, according to a study published today by the Royal Institution of Chartered Surveyors.

Such a fall would threaten a wider recession as furniture and carpet stores and firms selling fridges, washing machines and other household products all suffer the knock-on effects.

Others to feel the pain would include estate agents, where thousands are already being made redundant, and solicitors specialising in conveyancing.

RICS warned that the number of home sales could plunge by around 400,000 to approximately 600,000 and said the second half of the year would be a "difficult period for the housing market".

The fall-out from the credit crunch means banks have withdrawn thousands of mortgage deals, tightened lending rules and pushed up interest rates, creating a home loan drought.

Analysis by Mortgage Monitor has found that the number of mortgage deals available has fallen by 56 per cent over the last six months to just 16,000.

Housing minister Caroline Flint last week unwittingly revealed that house prices this year are expected to fall by 5 to 10 per cent "at best".

Read more...

• Middle class debt epidemic: Huge rise in professional families hitting financial trouble

Some analysts have warned of falls of 20 per cent.

But first time buyers, who might see that as good news, will struggle to find a loan.

RICS chief economist Simon Rubinsohn said: "Money looks set to remain tight and many will continue to find that access to the market is restricted by cautious lenders."

He added: "It is very worrying that property transactions could fall by as much as 40 per cent this year.

"This could have important ramifications for the wider economy."

More than 1.4million home buyers coming off cheap, fixed rate or tracker mortgages this year face a "payment shock" or moving to much more expensive loans.

RICS believes thousands will be unable to cope and home repossessions will hit 43,000 this year, up from 27,000 in 2007.

Despite the turmoil, the RICS predicts house prices will fall by an average of 5 per cent across the country this year.

But property website Rightmove today reports average asking prices rising in the past month, apparently because sellers refuse to accept the market is falling.

It found asking prices at an all-time high of £242,500 in May, up 1.2 per cent in a month. Rightmove's Miles Shipside, said: "New sellers can see the storm clouds overhead but seem to believe it is only raining on other people."

He warned: "Sellers who are hanging on to achieve last year's prices need to accept that the market has fallen and they will end up being punished by a lower price in the long run."

It is believed the figures were skewed by a flood of expensive properties in the South of England on to the market.

Asking prices were down in many other areas. The North-West saw the largest annual decrease of 2.5 per cent, while Yorkshire and Humberside, the North, Wales, the East Midlands and East Anglia suffered smaller falls.

Call Juswant on 07917 105134 or email on juswant.rai@gmail.com if you are interested right now in taking control of your future....

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Soaring bills leave families with just £50 a week

By Harry Wallop Consumer Affairs Correspondent
----------------

THE rising cost of living has left the average family with less than £50 to spend each week on anything other than essential household bills.


The average household with a home and car has £2,427 a year to spend on child care, clothes, holidays, household repairs, credit card interest, telephone calls, medicines, alcohol and eating out.


This equates to £46.67 a week after bills, taxes and the mortgage have been paid. Statistics show that costs have soared over the past year at a far faster rate than wages, leaving most families unable to afford many key items.


The Daily Telegraph has analysed household costs, including food, utilities and insurance bills, for a family with two children, a £150,000 mortgage and a car. Costs for this typical family total £24,665 a year as a result of significant increases in gas and electricity bills, record petrol prices and rising food prices. This compares with an official estimate of the net average household income, which totals £27,092, after benefits have been received and taxes paid.


This is taken from the Office for National Statistics’ family spending survey 2007, published last month. It includes sources of income from all members of a household, including wages, investments, benefits and tax credits, minus taxes and nation


Call Juswant on 07917 105134 or email on juswant.rai@gmail.com if you are interested right now in taking control of your future....

Watch the video first, follow this link:-
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