Get That Slight Edge in 2009

A great email sent out by one of my team....


"Juswant Rai is doing it. Rhett Lewis is doing it. Mike Entwhistle is doing it.

I'm doing it too.

We are all building serious residual incomes that are growing month on month.

And so are literally hundreds of other property investors I know of.

Never has it been more important to have various income streams. If you don't have time to set up different income streams then THIS is the one you should be looking at.

• In the midst of a financial crisis that is affecting many businesses we are part of a company that is growing and prospering, having zero debt and £30M in the bank.

• The company's shares are the fastest growing shares on the London Stock Exchange in 2008.

• As property people, you'll like this next bit: The CEO sold the company premises at the peak of the market 18 months ago in a deal that allowed them to be rented back indefinitely. He has now bought the much needed larger MFI head office a stone's throw away for an absolute snip! That's the shrewd leadership that typifies how this company is run.

• At a time when just about everyone is looking to save money, we are also guiding people through the credit crunch by helping them save an average of £855 p.a. How many people do you know that could do with an extra £855 a year?

We are all doing this PART TIME simply by bolting it on to our property businesses and talking about it with tenants, letting agents, contacts and like minded people like YOU who want something more than working till retirement and worrying about cashflow from their property portfolio. Basically this appeals to anyone or any business who wants to save money.

It's simple. It's recession proof. It's completely risk free. And there is HUGE support.

Most of all it just WORKS!

That's why people like Glenn, Rhett, Mike, Juswant, myself and most business-minded people I talk to are grabbing this opportunity. Some don't - they are scared and prefer to sit still waiting for the economy to improve rather than take action to build their own residual income and secure their financial future irrespective of what the economy does.

In two weeks time Steph and I move into our dream family home (bought significantly BMV in this current market of course). I can't tell you what a fantastic feeling it is to know that the extra financial commitment we are entering will only be ours for 18 months. By then my residual income through this business alone will be more than enough to pay our hefty mortgage every single month whether we work or not.

I'm sure you have goals and dreams for 2009. Contact me now and by New Year you too can be up and running earning a growing residual income every day.

Wouldn't that be a great way to go into the New Year?

Regards
John

PS. If you have doubts, concerns or prejudices then contact me anyway - I had the same negative thoughts and I will happily share with you how unfounded they were and what convinced me to get involved.

Believe me I am no salesman - anyone who knows me will testify to that - but I do passionately believe in this incredible opportunity. Have a look at this video and then contact me to see how to join the likes of Glenn, Juswant and myself in building a serious residual income in 2009. "

Instead of being buffeted by the winds of change in the financial markets. Take control of your future with a 'credit crunch' proof business!

If want to be in control of your future call Juswant Rai right now on 07917 105134 or email him on juswant.rai@gmail.com

http://www.extrapaynow.com

Reacing Tipping Point - Join the #1 Opportunity in the UK

To quote someone who now far more about this than I..

"We have the best opportunity in the UK, the best company, and fantastic momentum. The economy is in our favour, just today I heard that house prices are down 17% on the year and re-possessions up 71%, banks refusing to pass on base rate cuts, 1 in 4 companies are preparing to lay off staff, 3 million mortgage owners face the possibility of negative equity! Get in there and share what a great fantastic opportunity we

have because it is the greatest, and people need it more than ever!


In the latest career opportunity slides we say that we can save an average householder £855 a year, that’s a massive £70+ a month, what a saving, how many families could do with that right now?? A lot.

The average working person in the UK faces massive uncertainty, about their job, future prospects, and ability to pay their debts, on the whole they are depressed about their future and probably not expecting a pay rise!"

Instead of being buffeted by the winds of change in the financial markets. Take control of your future with a 'credit crunch' proof business!

If want to be in control of your future call Juswant Rai right now on 07917 105134 or email him on juswant.rai@gmail.com

http://www.extrapaynow.com

Base Rate Cut to 3%

The Bank of England's Monetary Policy Committee today voted to reduce the official Bank Rate paid on commercial bank reserves to 3.0%.


Since mid-September, the global banking system has experienced its most serious disruption for almost a century. While the measures taken on bank capital, funding and liquidity in several countries, including our own, have begun to ease the situation, the availability of credit to households and businesses is likely to remain restricted for some time. As a consequence, money and credit conditions have tightened sharply. Equity prices have fallen substantially in many countries.

In the United Kingdom, output fell sharply in the third quarter. Business surveys and reports by the Bank's regional Agents point to continued severe contraction in the near term. Consumer spending has faltered in the face of a squeeze on household budgets and tighter credit. Residential investment has fallen sharply and the prospects for business investment have weakened. Economic conditions have also deteriorated in the UK's main export markets.

CPI inflation rose to 5.2% in September. The substantial rise since the beginning of the year largely reflects the impact of higher energy and food prices. But commodity prices have fallen sharply since mid-summer, with oil prices down by more than a half. Inflation should consequently soon drop back sharply, as the contribution from retail energy and food prices declines, notwithstanding the fall in sterling. Pay growth has remained subdued. And measures of inflation expectations have fallen back.

Since the beginning of the year, the Committee has set Bank Rate to balance two risks to the inflation outlook. The downside risk was that a sharp slowdown in the economy, associated with weak real income growth and the tightening in the supply of credit, pulled inflation materially below the target. The upside risk was that above-target inflation persisted for a sustained period because of elevated inflation expectations. In recent weeks, the risks to inflation have shifted decisively to the downside. As a consequence, the Committee has revised down its projected outlook for inflation which, at prevailing market interest rates, contains a substantial risk of undershooting the inflation target. At its November meeting, the Committee therefore judged that a significant reduction in Bank Rate was necessary now in order to meet the 2% target for CPI inflation in the medium term, and accordingly lowered Bank Rate by 1.5 percentage points to 3.0%.

The Committee's latest inflation and output projections will appear in the Inflation Report to be published on Wednesday 12 November.

The minutes of the meeting will be published at 9.30am on Wednesday 19 November..





Instead of being buffeted by the winds of change in the financial markets. Take control of your future with a 'credit crunch' proof business!

If want to be in control of your future call Juswant Rai right now on 07917 105134 or email him on juswant.rai@gmail.com

http://www.extrapaynow.com

Seven Wonders plus more

The Seven Wonders of the World

Junior high school students were studying the Seven Wonders of the World. At the end of the lesson, the students were asked to list what they considered to be the Seven Wonders of the World. Though there was some disagreement, the following received the most votes:

1. Egypt's Great Pyramids
2. The Taj Mahal in India
3. The Grand Canyon in Arizona
4. The Panama Canal
5. The Empire State Building
6. St. Peter's Basilica
7. China's Great Wall

While gathering the votes, the teacher noted that one student, a quiet girl, hadn't turned in her paper yet. So she asked the girl if she was having trouble with her list. The quiet girl replied, "Yes, a little. I couldn't quite make up my mind because there were so many." The teacher said, "Well, tell us what you have, and maybe we can help."

The girl hesitated, then read, "I think the Seven Wonders of the World are:

1. to touch...
2. to taste...
3. to see...
4. to hear... (She hesitated a little, and then added...)
5. to feel...
6. to laugh...
7. and to love.

The room was so quiet, you could have heard a pin drop.

May this story serve as a gentle reminder to all of us that the things we overlook as simple and ordinary are often the most wonderful - and we don't have to travel anywhere special to experience them.

I will add a couple more to the young girls list

8. to show people how to save money

9. to show people how to make money

These two make YOU feel great

If want to be with the UKs Best Utility Supplier call Juswant Rai right now on 07917 105134 or email him on juswant.rai@gmail.com

http://www.extrasavingsnow.com

What a Week That Has Been!

What a week..... Stock market up and down like a roller coaster, Hbos and Lloyds to merge, 30,000 redundancies expected, Lehman brothers goes bust, Merrill Lynch in merger talks. Personal fitness trainers report 50% cancellations, Nanny agencies experiencing unprecedented layoffs, wine bars and pubs in the city report massive downturn in takings! New car sales down by 40%, 10 to 15% discounts available, the price of oil goes up, bread costs up, general feeling of uncertainty doom and gloom, in the country high!!

It has been estimated that a 21 year old may need to go through Seven completely different careers to get to the final retirement age. Also statistics show that of those reaching the age of 60 only 1% are financially secure, some 12 % are already dead and the rest 87% are living on a £90 a week Government hand out pension from every so called civilized country in the world. You need a £425k pension fund to generate a minimum £500/week pension in the future. It is extremely unlikely you know anyone outside of the leaders of Telecom plus who will build that sort of pension fund.

Another survey just last week stated that about 54% said they could last about 52 days financially if they lost their jobs today. Sadly around 40% said they could only last 11 days without money if they lost their jobs today!!

Another exceptional group of people are really excited because, they are all getting ready for the best ever Express Day at Telford next weekend, their company was voted by Which magazine as the best “Energy Supplier” in the UK...bar none!! Some of them will receive their commission on Monday and say oh dear “It went up again”, some of them have done win a mini’s this week and got a 70% plus “yes” to an appointment, some of them are planning to be mortgage free within 5 years, all of them are absolutely delighted that they made a smart move, some are involved, and others are seriously committed..

Are you just involved or are you committed??

The chicken and the pig, were having a chat about their respective involvements in creating the great British breakfast, after extensive debate the pig finally said “ You are just involved Mr Chicken as you lay eggs, I on the other hand, am absolutely committed!!!

>>>> Save £606 A Year On Bills You Have To Pay <<<<

Call Juswant on 07917 105134 or email on juswant.rai@gmail.com if you are interested right now in taking control of your future....

Pre-payment Meters a Good Deal???

BBC Business News - Energy companies 'exploit poor'

Energy companies have been accused by an industry watchdog of exploiting some of the poorest people in society. Customers with pre-payment meters are paying hundreds of pounds more for electricity and gas than those with access to the cheapest tariffs.

According to Energywatch, some people cannot take advantage of lower tariffs because they do not have bank accounts.

Customers on the meters are charged an average of £195 more a year than those paying by direct debit, it says. In some cases, customers using meters have been found to pay as much as £304 more a year.

The cheapest tariffs are typically available to those who apply online and pay by direct debit.
'Morally bankrupt'

Many consumers prefer to use pre-payment meters to pay for gas and electricity.
It allows them to budget and to pay as they go along rather than face an unwelcome bill. But others have no option.

"That they should ramp up the rates and exploit those with no access to alternative payment methods is morally bankrupt," said Energywatch chief executive of Allan Asher.

The industry regulator Ofgem says companies install pre-payment meters when a customer has difficulty managing their energy bills. They are common in rented accommodation and holiday homes. There are 3.5 million electricity and 2.2 million gas pre-payment meters in Britain.

More meters

Energywatch claims that the number of meters being installed each year has been rising due to soaring energy bills.

Some 580,000 pre-payment meters were installed in 2006. Energywatch claims that 63% were installed by companies to recover debts, which would limit the ability of those households to switch to cheaper suppliers or payment methods. The industry also argues that pre-payment tariffs tend to be higher because of the expense of maintaining the meters and the payment system.

Ofgem calculates that the additional cost of providing gas or electricity by pre-payment is £85 per household.

But according to Energywatch, even after these costs are taken into account, the industry is making close to £300m a year in revenues from customers on pre-payment meters.

Watch the video first, follow this link:-
http://www.extrapaynow.com


Call Juswant on 07917 105134 or email on juswant.rai@gmail.com if you are interested right now in taking control of your future....

Dial M for Money

Juswant Rai is celebrating his first year with Telecom plus PLC, one that he feels has been highly successful.


“The secret to making money in this business is teamwork,” he says, “You help your team and your sponsor helps you.

“If you are rowing a boat you need two oars (customers and Distributors) and they must work at the same speed or you will go around in circles. You learn early on that this is a very simple business, and to only focus on those activities that work for you. Stuart, who introduced me into the business, has been a tremendous help and I do the same for people I introduce into my own team.

“At its most basic, the business revolves around something we all the time; recommend something we think is good to other people, like books, movies and restaurants.





“The company provides landline, mobile and broadband services plus gas and electricity at some of the lowest prices available.

“This morning I had six e-mails from people wanting to know about these money saving services because there had been a scare story about prices on the television. The media is doing my advertising for me.

“Because the services are used by just about everyone, finding customers who want to save money, particularly at the moment, is not difficult. The company is wonderfully supportive and offers superb training to help you build your customer base.”

Joining Telecom plus costs just £199.75, which includes a Starter Pack with everything you need to get going. This joining fee is fully refundable if you gather just 12 customers within your first 90 days. In addition you will receive full training at one of many locations around the UK.

When you gather a customer you will receive a one-off bonus, the amount of which is dependant on the service(s) they choose, along with an ongoing monthly commission, which is based on their usage, and which lasts for as long as they remain a customer. Every time they make a call, switch on a light or boil a kettle you get paid.

When I bring in a new team member I do all I can to make sure they are supported from day one and I am always available for them on the phone, via e-mail or in person.

“This is really building a long term, substantial, business,” says Juswant, “The business is very flexible and can be fitted around anyone’s schedule. You decide how you wish to work it. The more effort put in, the faster and greater the rewards come. What is so satisfying is seeing your income grow every month and the certainty that this trend will continue. I am looking for people to join the business.

“They don’t need any particular background but they do need to be prepared to follow the advice given and stick at it and see their income grow every month.

“There’s quite a market out there. The company has over 200,000 customers but there are 26 million households in Britain all of whom could be saving money.”
Juswant Rai is celebrating his first year with Telecom plus PLC, one that he feels has been highly successful.

“The secret to making money in this business is teamwork,” he says, “You help your team and your sponsor helps you.

“If you are rowing a boat you need two oars (customers and Distributors) and they must work at the same speed or you will go around in circles. You learn early on that this is a very simple business, and to only focus on those activities that work for you. Stuart, who introduced me into the business, has been a tremendous help and I do the same for people I introduce into my own team.

“At its most basic, the business revolves around something we all the time; recommend something we think is good to other people, like books, movies and restaurants.





















“The company provides landline, mobile and broadband services plus gas and electricity at some of the lowest prices available.

“This morning I had six e-mails from people wanting to know about these money saving services because there had been a scare story about prices on the television. The media is doing my advertising for me.

“Because the services are used by just about everyone, finding customers who want to save money, particularly at the moment, is not difficult. The company is wonderfully supportive and offers superb training to help you build your customer base.”

Joining Telecom plus costs just £199.75, which includes a Starter Pack with everything you need to get going. This joining fee is fully refundable if you gather just 12 customers within your first 90 days. In addition you will receive full training at one of many locations around the UK.

When you gather a customer you will receive a one-off bonus, the amount of which is dependant on the service(s) they choose, along with an ongoing monthly commission, which is based on their usage, and which lasts for as long as they remain a customer. Every time they make a call, switch on a light or boil a kettle you get paid.

When I bring in a new team member I do all I can to make sure they are supported from day one and I am always available for them on the phone, via e-mail or in person.

“This is really building a long term, substantial, business,” says Juswant, “The business is very flexible and can be fitted around anyone’s schedule. You decide how you wish to work it. The more effort put in, the faster and greater the rewards come. What is so satisfying is seeing your income grow every month and the certainty that this trend will continue. I am looking for people to join the business.

“They don’t need any particular background but they do need to be prepared to follow the advice given and stick at it and see their income grow every month.

“There’s quite a market out there. The company has over 200,000 customers but there are 26 million households in Britain all of whom could be saving money.”

Watch the video first, follow this link:-
http://www.extrapaynow.com


Call Juswant on 07917 105134 or email on juswant.rai@gmail.com if you are interested right now in taking control of your future....

Scottish Power & NPower follow Suit!

Scottish Power has raised it's gas prices by an average of 34% and electricity price by 9 from Monday September 1st.

NPower is doing the same as of today with gas up an average 26% and electricity 14%

The follows close on the heels of E.On, British Gas, EdF and Scottish and Southern Energy.

Why is Utility Warehouse different?

Utility Warehouse is not just a Energy company it's a multi-service company
Utility Warehouse has a Triple Price Guarantee and very competitive Rates
Utility Warehouse has award winning customer service
Utility Warehouse is an awesome company and a outstanding business opportunity

Watch the video first, follow this link:-
http://www.extrapaynow.com


Call Juswant on 07917 105134 or email on juswant.rai@gmail.com if you are interested right now in taking control of your future....

London 2012 - Where will your Utility Warehouse business be in Four Years Time?

Good Morning All,

What an amazing Olympic fortnight with many great athletes from the UK and beyond reaching new heights of excellence. Whilst I was sat there watching the closing ceremony I was left thinking about where will I be and what will I be doing in 2012. The actions and steps I can take right now this week, this month, this year and every week, month & year up to 2012 will have a profound affect on my life.


Last Friday 22nd August 2007 was the 1st anniversary of Sylvia and I joining Utility Warehouse. In those 12 months I feel I have achieved as much I deserved given the time and effort I put into the business. To be honest the latter part of 2007 I was focused on my property business and other income opportunities and Utility Warehouse came a distant 4th, 5th or 6th even. However in January / February of 2008 I decided to make UW a higher priority in my life and where you focus is where you grow. In between everything else I make time every day to do something no matter how small to grow my Utility Warehouse business. It could be any or all of the following:-

• Speak to someone about being a customer and/or distributor
• Speak to a team member
• Speak to someone in my upline
  
• Give out DVD(s)
• Give out Independence(s)
• Give out business cards
  
• Email a contact about the business
• Send a text a recruiting text
• Look our for local networking event(s)
  

Even with my haphazard efforts in this business the team as of last weekend had grown to 52 distributors.

What could I have achieved if I had been a little more focused?

There have been many little celebrations along the way all of which helped me move forward.

• Signing up for the Business (I had been asked at least three times before to join - timing is everything)
• College of Excellence
• I did loads of Martinis (50) my 1st week in the business god only knows what people thought I was on about!
  
• College of Excellence of Business
• COP
  
• 1st Presentation (less said the better)
• 1st Customer (You need to be your own best customer)
  
• 2nd Customer (Thanks Mum & Dad)
  
• 1st Distributor (Thanks Tony)
• QE Qualification
  
• Flying Club (12 Customers)
• 1st QE in TEAM (Andy)
  
• Group Hit 50
  
• 2nd QE in TEAM (Philip)
  
• 3rd QE in TEAM (Darren)
• SE Qualification
• 50th Distributor in Team (Thanks Emily)
• 51st (Mike)
• 52nd (Carl)
  

Next Step is ED. With 34 days to Express Day it's a long shot but I will still be going for it.


If you have not seen the following video yet please put aside a few minutes about why you should take this business seriously:-
http://www.networkerplus.co.uk/videos/stephan-longworth-oct-2006.html

(I watch this video once a month to keep me on track)


When was the last time you listened to Jim Rohn's 'Build You Network Marketing Business' CD? I listened to it everyday to at least the 1st month in the business. I will listen to it once a week in the car forever.

Have you logged onto Networker Plus

a gold mine of information and free to register and use.


Recently I listened to two great speakers at our property event and some other great people in the property business and they all agreed on one thing in any business or any endevaour its the old 80/20 rule. 20% of your success will be down to stratergy and 80% will be down to mind-set. 80% of everything that you do will be down to what's going on between your ears. When you hear the likes of Rob Moore, Simon Zutshi, Vanish Patel, Glenn Armstrong, Nick Pedrithes all repeat the same mantra you know there is something in it. With that in mind I recommend the following three steps to success:-

Sylvia & I went to an amazing event in autumn 2006 the effects of which we are still feeling the benefits in 2008. It took our mindset and shook it so that it would never ever be the same again. If you can make it this autumun either London or Dublin then go. I promise you it will have a profound effect on the way you think and in return all aspects of your life. Book now:-

Breakthrough to Success - Wealth & Power
Two FREE Tickets worth £1790
http://tinyurl.com/breakthroughtosuccess

Buy the following DVD - The Secret

- Watch it on a regular basis We do live in a world of abundance.

Knowledge is King

is great web-site and resource for anyone who wants to improve themselves and wants to build and big business. Take a look at the Books of the month section. I recently puchased Dani Johnson's - Dani Johnson's Prospecting and Closing Script Book and 2 CDs Set (I listen to the CD whilst driving or working at home)




We will be at EXPRESS DAY so please book now on 0208 9555 111 (it will be worth it and will seriously affect you wealth). See you there....




There is still a way to go for myself and Sylvia but I'm sure we will get there. Enjoy your bank holiday Monday. Many thanks to all the great team members who have joined us on this journey to financial freedom.

Watch the video first, follow this link:-
http://www.extrapaynow.com


Call Juswant on 07917 105134 or email on juswant.rai@gmail.com if you are interested right now in taking control of your future....

Robert Kiyosaki about Network Marketing

Donald Trump and Robert Kiyosaki discuss "why you should get started in Network-Marketing, in their book "Why We Want You To Be Rich."

They both go into great detail in Part Five: Chapters 27, 28 and 29. These 3 concise chapters will forever change the way you look at Network-Marketing. They will clear up the myths, and allow you to finally understand how YOU CAN earn the income you deserve, live the life you desire with Utility Warehouse....

Robert Kiyosaki ..." Long term success in life is a reflection of your education, life experience and personal character. Many network-marketing companies provide personal development training in those key areas." ...


Robert Kiyosaki ... "I recommend a network-marketing business. I recommend the industry for people who want to change and get the necessary skills and attitude training to be successful ..."

Juswant Rai ..."That is EXACTLY what Utility Warehouse has to offer!"

Robert Kiyosaki ... "Where could you find a business that will invest the time in YOUR education, your personal development and building your own business? The answer is: most network marketing businesses."


Juswant Rai ... "Once again, the answer is Utility Warehouse!!!"

Robert Kiyosaki ... "So you need to ask yourself, "Do I have what it takes? Am I willing to go beyond my comfort zones? Am I willing to be led and willing to learn to lead? Is there a rich person inside of me, ready to come out?" If the answer is "YES," start looking for a network-marketing business that has a Great Training Program. I would focus less on the products or the compensation plans and more on the education and personal development program the company offers."

Donald Trump ... "Marketing is a powerful tool, and network marketing can increase that power, provided you are self-motivated."

Watch the video first, follow this link:-
http://www.extrapaynow.com


Call Juswant on 07917 105134 or email on juswant.rai@gmail.com if you are interested right now in taking control of your future....

Take Action Today

Morning,

When I (jimmy) write emails , they are really for me but my life experience so far (all 39 years of them on Tuesday) I know that what makes me tick surely must relate to the majority.
There are 3 reasons why people would not want to better their lives.
1. They are Lazy.
2. They are stupid.
3. They don't give a damn.

Every day I wake up excited about what the day ahead is going to bring. Who am I going to meet, where can I go to meet new people. Not having a job I have to plan my week so I can be in places where there are lots of people I can share this exciting business with. I can't just lay around the house all day relaxing , playing tennis and enjoying myself!
I can go out as well and have lots of fun. The reactions I have had over the years when I mention what I do for a living is amazing. Guess what most are negative it's the Uk mentality most people think they re destined to be miserable and poor and do you know what most of them accept that, muppets.
They do the same thing day in day out and expect a different result at the end of the week. That's the first sign of insanity!!!
I have had quite a few come back to me now though, that's because they are short sighted. The old I'm ok I have a great job or I'm really busy attitude has changed for millions with this credit crunch thingy.
I spoke to a real close friend of mine last night who cannot visit me this weekend because he is skint. He was skint 18 years ago when I first met him! What has he done about it nothing. He in a nice way laughs at what I do for a living.
You will do this business for 2 reasons.
1. To avoid a pain.
2. To make a gain.
But whatever reason your success or failings will be down to YOU!!!!!!
There will be plenty of outside influences that will have an impact but it's the internal self motivation every single second of every single day for the rest of your life that will decide if you minimise your regrets.

Right I'm off to a brekky club now and they will all think I'm MAD because I'm paid a six figure income by the best company and business opportunity in the UK and all I have to do is be happy , speak to people and never quit!!
I knew that 7 years ago, If you don't know it yet wake up fast.
Then I'm off to Liverpool to sign up a company that develops bluetooth equipment. I will spend 2 hours in the car speaking to my happy smiley team members. I will spend the rest of the day at Sandbach with 20 happy smiley people on training and the 60 happy smiley people at the Cop tonight.

How fantastic is this business.

Be happy smiley all day, go on practice until it becomes a habit.

Have a wicked Wednesday and make it your best day ever. Speak to EVERYONE who comes within 3 feet of you today. Just smile hand them a card and say ' There you go that's about money


Jimmy SMD (08)

Watch the video first, follow this link:-
http://www.extrapaynow.com


Call Juswant on 07917 105134 or email on juswant.rai@gmail.com if you are interested right now in taking control of your future....

Why Utility Warehouse

Over the last few months we’ve seen record growth in customer and distributor acquisition and those of us who are active in the business are struggling to keep up with demand (don’t worry, we’ll cope!). The attached article explains why market conditions combined with a unique business proposition for our customers and distributors, lead to analysts to predict that there will be a five-fold increase in business over the next few years.

Whether you are seeking

· an extra £50 - £200 per month for a few hours of work each week

· an additional revenue stream for an existing business

· a serious business which can give you complete financial freedom

As a distributor with The Utility Warehouse Discount Club, you can achieve any of the above, but please don’t miss the boat – if you want to capitalise on this massive growth, then you need to take action now and get started.

If you’ve decided that this business isn’t for you, then please let me know so that I can remove you from my list and leave you in peace! If you’d like to know more or give it a go, please call me so I can answer your questions and help you to get up and running quickly.

PS If you’ve found financial freedom another way, do tell me about it!!

Watch the video first, follow this link:-
http://www.extrapaynow.com


Call Juswant on 07917 105134 or email on juswant.rai@gmail.com if you are interested right now in taking control of your future....

Personal Pride

Good morning,
I get excited waiting for the league table to dispatched from head office.
As it arrives on your desktop there must be so many mixed emotions from each and every one of you. Just 6 weeks ago we all put a stake in the ground and made a personal decision that if implemented and action was taken that we would put down the groundings to start building our financial futures. I have a lot of experience in this business now and what I know is that this type of business really highlights your belief , activity and personal pride.
Whenever we see a group photograph the first person we always look for is ourselves. The same will be for and group or list we are part of. When the list comes out each week and you look at your name what is the feeling you get in your stomach and how does that make your facial muscles react. What are the feelings you have when you see your name staring back at you ?
We are all different but this business is a great leveler. Some of the busiest people I know are showing at the top.
I get a few phone calls every week with the excuses!
There will be a few who don't even open the email as they are embarrassed or they quit after the first few weeks.
There are those who are hungry for success and just get inspired no matter where they are on the list.
No matter what is going on there will be some sort of emotion.
The biggest emotion you should strive for is PERSONAL PRIDE.

The Olympics are taking place at the moment and every single person who is taking part has belief they can win. No one of sound mind would ever take part in anything if they didn't believe they didn't have a chance of winning.
Many have trained for 4 years or more to just get there.
Every single athlete will go away with a feeling that will go to their grave with them and that is if they can say I took part and I did my absolute best and I take personal pride in what I achieved. Now when I typed that I had a great feeling! as everyday I do my best at this business not just for myself, but also for you , your team and the company. I also take pride in what I am doing for the new customers and execs that sign.
One thing I do know is that everyday being an active distributor in this awesome business makes me feel very proud.

As we move forward we will take many with us. These next few weeks , months and years are where the active execs will make a serious amount of life changing money which will in turn at a personal level give so many choices in life.
Do not be the person who has negative emotions running through them everyday because of inactivity and personal under achievement.
We all have the same 24 hours everyday.
We are in the same company with the same services, same payment plan and same challenges.
We all have stuff going on at home and in work.
So the same finger of blame or success will point at us all.

The personal pride I believe is the key to every success story no matter how great.

Give it your best every day. Be proud of what you do and enjoy the results and rewards that always follow successful, happy smiley people around wherever they go and whatever they do.

I don't care if I can't spell or I'm no good at grammar. I do my best to help you all and I feel proud to have you all in the same team.

Thanks for making this such an exciting business and the best is yet to come!!!!!!!

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Firms 'need fairer energy deals'

UK businesses need to be offered help in dealing with energy companies, the British Chamber of Commerce says.

Firms, especially small and medium sized enterprises, are more vulnerable to exploitation by energy suppliers than domestic customers, the BCC added.

It called on energy regulator Ofgem to examine why businesses must have long term deals with suppliers while other customers can switch every 28 days.

There is no law forcing business suppliers to publish tariffs, it said.

And the BCC added it was wrong that domestic consumers had a "cooling off" period on verbal contracts, while such agreements which were immediately binding for business.

Its director general, David Frost, called for a current probe by Ofgem to hold suppliers to account over the "lack of transparency and fairness" in their dealings with firms.

'Unacceptable'

Watchdog group Energywatch received 32,000 calls every year from businesses seeking help and advice on their energy supplies.

And the BCC said it feared that this demand would not be met when Energywatch became part of a larger body, Customer Focus, from 1 October.

This would leave firms at the "mercy" of suppliers, so a new independent watchdog is needed to handle their energy concerns, the BCC said.

Rising energy bills have added to inflation which, alongside slowing growth, is adding to fears that the UK economy may face recession.

"With the economy slowing and energy bills on the rise it is totally unacceptable that hard-pressed businesses are left so open to exploitation by energy suppliers," Mr Frost said.

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UK economy 'worse than thought'

The CBI, the UK's largest employers' organisation, has warned that the UK economy is deteriorating faster than it previously thought.

There was "no doubt that the mood has darkened in the last two or three months," its director general Richard Lambert warned members in a letter.

Forecasters, including the CBI, had been "over-optimistic" about the economic outlook, he added.

High inflation and slowing growth have prompted fears of a possible recession.

A year ago it seemed reasonable to hope that the worst would be over by now. That has not turned out to be the case Richard Lambert CBI

The level of inflation - which most analysts expect to surpass 4% when the July figures are released this week - had taken people "by surprise", Mr Lambert said in the letter, seen by the BBC.

And he added that the credit crunch had been "bigger and broader" than first expected.

"A year ago it seemed reasonable to hope that the worst would be over by now. That has not turned out to be the case."

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More bosses 'planning job cuts'

Employers expect a gloomy time ahead in the jobs market, with a rise in redundancies accompanied by a downturn in recruitment, a survey suggests.

The survey of 1,200 bosses by KPMG and the Chartered Institute of Personal Development found just 29% plan to hire staff between July and September.

That was down on the figure of 37% recorded in the second quarter of 2008.

And the number of employers planning redundancies has increased from 22% to 27% over the same period.

The era of the candidate's recruitment market is already over, with people in work becoming increasingly anxious that their P45 might soon be on its way John Philpott CIPD

The slump in employment plans is "particularly worrying", the report said, because the third quarter is usually buoyant on the back of the wave of recruitment typically seen in September.

The UK economy has begun to slow markedly, but optimists had pointed to the high levels of employment for evidence of its relative strength.

However, employers have cut jobs in the face of rising energy costs, falling consumer confidence and a property slump.

The slowing economy has particularly taken its toll in the financial and property sectors, with home builders cutting thousands of jobs over the past few months.

"The jobs market has been one of the few bright spots in the UK economy, but cracks are appearing in the face of an increasingly uncertain economic outlook," said John Philpott, chief economist at the Chartered Institute of Personal Development (CIPD).

"Even if we avoid the scale of jobs fallout suffered in previous downturns, the era of the candidate's recruitment market is already over, with people in work becoming increasingly anxious that their P45 might soon be on its way."

'Finance pressure'

KPMG's chief economist Andrew Smith said that with wages and staffing levels being one of the overheads that firms could control, the employment market was looking "less resilient".

"Companies are now reacting to deteriorating market conditions," he said.

"With sales slowing and input costs rising, but scope to raise prices limited by weakening demand, finances are under pressure."

The latest UK unemployment figures, for the three months to May, put the jobless rate at 5.2% - with 1.62 million people out of work.

The number claiming unemployment benefit rose by 15,500 in June to 840,100 - the biggest jump since December 1992.

There are worries that if more people lose their jobs, the number of people falling behind on mortgages will rise and that house repossessions, which leapt by 48% in the first half of 2008 will become more commonplace.

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Inflation could reach 5%

Inflation could reach five per cent, according to leading economists, the Times has reported.

It said they believe rising energy prices could push inflation up almost one per cent to a 16-year high.

According to the paper, George Buckley, chief UK economist at Deutsche Bank, claimed if more energy firms followed British Gas and EDF Energy, CPI inflation would jump 0.9 per cent.

It reported Philip Shaw, UK economist at Investec, said the rise to five per cent could come as soon as next month.

Any inflationary increase would improve the likelihood of the Bank of England recommending a cut in interest rates.

"If the committee were seriously minded to raise rates, now would be the time to do it," commented Vicky Redwood of Capital Economics, the Times said.

At its most recent meeting, most of the Bank's monetary policy committee noted[colon] "the risks to inflation in the medium term were most likely to be balanced by maintaining Bank Rate at 5.0 per cent".

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British Gas Raises Energy Bills!

EDF have already raised prices this summer

British Gas owner Centrica has announced it is to raise gas prices by 35% and electricity prices by 9%.

The UK's biggest domestic energy supplier said that the price hikes would take place with immediate effect.

It blamed "soaring wholesale energy prices", but added that standard tariff prices would not rise again in 2008.

The move comes just a few days after rival EDF Energy put up gas prices by 22% and electricity prices by 17%, with other firms expected to follow suit.

Dual fuel

Centrica said the average dual fuel bill would go up by 25%. This is the second increase this year, after a 15% rise in bills in January.

"We very much regret that we have had to make this decision at a time when many household budgets are already under pressure," said British Gas managing director Phil Bentley.

"The simple fact though is that we have entered an era of unprecedented high world energy prices."

A report prepared for Centrica earlier this month warned that annual average gas bills could rise from £600 to more than £1,000 early in the next decade.

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U.K. report claims price collusion by energy companies

A parliamentary committee's report claims that the U.K.'s six largest energy companies were able to keep household fuel bills artificially high while the industry regulator stood by. Members of the Commons Business and Enterprise Committee accused the companies of conspiring to keep prices high but stopped short of alleging that they rigged prices. The companies instead took advantage of operating in a world of minimal price competition, the committee said. Times (London), The (07/28)

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Energy bills set to increase despite oil price fall, warns Scottish and Southern

Scottish and Southern Energy yesterday gave the clearest warning yet from leading home energy suppliers that consumers must brace themselves for a new round of gas and electricity price increases.

SSE said that despite a sharp dip in the oil price in recent weeks, it was becoming increasingly difficult to hold the prices paid by its nine million customers at current levels. "The full extent of the energy shock with which the entire global economy is having to contend had been well-documented and its full impact on prices for electricity and gas in the UK has still to be felt," warned Ian Marchant, the utility's chief executive. "We are continuing to resist the pressure to put up prices for domestic customers but it is becoming more difficult by the day."

The extent to which home energy providers' margins have been squeezed in recent months by the soaring cost of wholesale gas was underlined by a warning from SSE about the likely size of its profits in the first half of its financial year, which ends 30 September.

In previous years, SSE made the majority of its annual profits during its first half, but Mr Marchant warned this year's interim results announcement would be more downbeat, with profits in the first half expected to be "substantially lower" than in the same periods of 2006 and 2007.

Nevertheless, the company believes it will meet profits expectations for the full year, suggesting that it is planning on the basis of higher prices from the autumn onwards. Increases at SSE are likely to be broadly in line with similar price rises now expected from rival energy suppliers, with independent analysts predicting last week that gas bills will go up by 60 per cent in the next 12 months. Ann Robinson, director of consumer policy at uSwitch.com, the price comparison site, warned: "Coupled with the credit crunch and the ongoing battle to make their money go further, consumers should steel themselves for a winter of discontent."

Another round of price rises will nonetheless disappoint customers, given that the oil price has fallen back by almost 13 per cent to around $127 a barrel today, from a high of close to $148. However, the utilities argue that most of the rise in oil prices this year has not yet been reflected in home energy bills. Wholesale gas prices have also fallen less sharply than oil, correcting by around 11 per cent over the past six weeks.

Joe Malinowski, managing director of The Energy Shop, the energy market analyst, warned there was little chance of a reprieve for customers. "The gas price falls we've seen are nowhere near enough to prevent one or possibly two more rises in bills," he said. "The falls have come far too late and from too high a level to make a significant difference."

Mr Malinowski believes energy companies, including British Gas, will begin announcing price rises within the next fortnight. "Our best hope is that we get a modest rise now and probably another modest rise later on, rather than one big increase straight away." Energy analysts believe the oil price would have to fall back to around $100 a barrel for energy bills to be sustainable at their current rates. Another round of price increases will also be a major blow to the Bank of England, which has blamed energy bill costs as a major contributor towards its failure to keep inflation within 1 percentage point of its 2 per cent target.

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Rising prices hit poorest hardest!

A gas and electricity company is to buck the trend of rising energy prices
by offering cheaper bills to its poorest customers.
Ebico has announced it will offer the same savings to the less well off that companies like EDF offers to direct debit customers. This comes in response after a statement by Mr Wicks, the Health Minister, saying that many households are paying energy tariffs that are unjust and totally disproportionate.
The not-for-profit company which is committed to tackling fuel poverty will
offer its customers using prepayment meters the same savings.

An estimated 2.3 million homes have a gas prepayment meter and 3.5 million households use an electricity pre-pay meter who are far more likely to be on low incomes than customers using other payment types.* It looks as if something is finally be being done to stop this terrible injustice, said Phil Levermore, Managing Director of Ebico, Mr Wicks comment shows that the big six energy companies will have to lower their prices for households using prepayment meters. As for now, we cant stop energy prices rising, but we can offer prepayment metered customers a deal that gives them the sort of cost savings that, with all the other suppliers, youd have to set up a monthly Direct Debit to get.
*Energywatch. 2007 Energy Consumers Survey

Ends
Notes to Editor
For more information contact Ellie Tooze: 01993 225 061

1. Three and a half million households in the UK pay in advance for their electricity by using pre-payment meters. Over two million pay for gas in the same way. Pre-payment meters are disproportionately used by the less well-off with 35% of single parents pay in advance for their electricity as do 36% of unemployed persons. Energywatch figures show the average dual fuel direct debit customer pays £772 a year for gas and electric, while a prepayment customer pays £967 a difference of £195.
2. One in six British households is experiencing fuel poverty, the highest for almost a decade.
Each winter, fuel poverty is responsible for 20,000 to 50,000 premature deaths in the UK.
www.berr.gov.uk
An estimated 30% of lone pensioners are and 7% of older couples are living in fuel poverty. Energywatch Annual Report, 2007.
Energy efficiency of houses is measured by the Standard Assessment Procedure (SAP) which assesses insulation and heating, rating from 0 (poor) to 100 (good). A rating above 60 indicates good efficiency standard. The average rate is 51.4, and 82% of households living in fuel poverty live in housing with an SAP under 50. Fuel Poverty and Elderly Report
Prepayment customers have lower incomes than others; 40% were in the two lowest deciles in England in 2005/6 compared with 20% of all customers and less than 5%were in the top 2 deciles. In 2006 19% of those paying for both fuels by prepayment were fuel poor compared with 6% for direct debit customers an incidence of fuel poverty more than 3 times as high amongst prepayment compared with direct debit. The incidence of fuel poverty amongst standard credit customers is also fairly high. FPAG, 2007

3. Ebico Ltd is a not for profit company limited by guarantee and committed to those on low incomes. Ebico, the only not-for-profit domestic energy company in the UK, has been making a real difference to low income households for nine years now. They launched their first product, EquiGas, back in 1999. EquiGas was an innovative domestic gas tariff that delivered lower prices to pre-payment meter (ppm) and payment-plan customers predominantly lower income households by enabling customers who paid by Direct Debit to share the savings related to their chosen payment method. Based on the huge success of EquiGas, Ebico then launched EquiPower in 2002 to challenge exactly the same issues in the domestic electricity supply market. EquiGas and EquiPower are the fairest domestic gas and electricity tariffs in the UK and are competitively priced so that, irrespective of how they pay their bills, many customers can cut their energy bills by switching to Ebico. Thirty thousand UK households have now switched to Ebicos fairer tariffs.

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Household bills will suffer from energy price hikes, MPs say

MPs have called for an urgent address of problems caused by rises in gas and electricity bills, the BBC reports.

The Business and Enterprise Select Committee said that energy price increases will impact seriously upon households and that thousands of manufacturing jobs could be lost if UK prices stay higher than comparative ones in Europe.

Its inquiry found that the UK energy market is not as efficient as it could be, but there was no evidence to suggest that major firms are colluding to keep prices high.

Still, committee chairman Peter Luff commented that this did not mean the report had given the main energy companies "a clean bill of health - far from it".

EDF Energy raised gas and electricity prices by 22 per cent and 17 per cent for domestic and small business customers last week.

Financial website Moneyexpert.com described the rises as "a kick in the teeth for their 7.9 million customers" and advised EDF customers to "start looking around for a better deal".

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Gas Bills Could Rise by up to 70%!!

The Telegraph reports today that gas bills could rise by 70 per cent to hit more than £1,000 over the next few years because of soaring global oil prices, according to a report produced by analysts on behalf of British Gas.

The report, written by Eclipse, a well-respected group of Norwegian energy experts, makes clear that Britain faces an acute shortage of cheap energy. Consumers, who have already seen their energy bills shoot up by 15 per cent this year, will have to get used to permanently high prices, the report warns.

Oil has risen from below $100 a barrel to touch an all time high of $147 a barrel last week, as demand from China and India combined with fears of a new conflict in the Middle East sent the price upwards. It is estimated that Britain will import 40 per cent of all the gas it needs this year. The report calculates, based on oil staying at roughly $140 a barrel, the cost of gas in the UK would increase by 70 per cent, "over the next few years".

The report adds: "This would raise annual gas bills for a typical domestic customer from around £600 to over £1,000 per annum – if oil prices rise to above this level then this would lead to further increases in gas bills." The six major energy firms have already increased both their gas and electricity tarrifs this year, by an average of 15 per cent. Experts forecast that bills will have to rise at least once more this year and could go up on two separate occasions.

For almost five years the Utility Warehouse Discount Club have consistently supplied their customers with the cheapest domestic energy in the UK. If you you're fed up with changing suppliers every few months, and are looking for guaranteed long-term value, then you should join me as a customer of the Utility Warehouse Discount Club and benefit from huge savings which are offered.

To ensure their prices remain competetive, they compare them every month against British Gas, our regional electricity supplier and the average of the cheapest direct debit tariffs available from each of the "Big 6"suppliers, on a like for like basis.

Its easy to switch, you keep the same pipes and meters, there is no interupption to your supply, you received exactly the same gas and electricity and their is no minimum contract.

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Cry for help from debt-ridden middle class

A debt advice charity is being overwhelmed by demands for help in some of the most affluent parts of the country. Transact, which represents more than a thousand organisations and individuals involved with people suffering financial hardship, said last night that the number of middle-class people wanting advice was rising dramatically.

Its alert came as a survey for The Times found that people attempting to escape the property crash by renting rather than buying face increases of as much as 17 per cent this year. At the same time a survey by the Royal Institution of Chartered Surveyors predicted that house prices will fall by about 5 per cent and the number of housing sales could fall by 40 per cent.

Transact said that the credit crunch was leaving many professionals and homeowners unable to cope with their mounting debts, and some advice centres were having to turn people away. In affluent areas such as Haywards Heath, West Sussex, and Congleton, Cheshire, there had been a 100 per cent rise in the number of inquiries in the past year.

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At the Mid-Sussex Debt Advice Centre, which serves the Haywards Heath area, the average debt of clients — excluding mortgages — is £20,000, rising to £110,000 in the most extreme cases. Emma Russell, a debt adviser, said: “I’ve had at least two clients tell me that they would have killed themselves if they hadn’t found out that we were here.”

Jamie Elliott, the co-ordinator of Transact, told the BBC: “In the past it was almost uniquely people on benefits, people in social housing, who went to debt advice agencies. Since the credit crunch started they are seeing a big increase in professional people and homeowners coming to seek help, who have just been pushed over the edge and now can’t cope with their outgoings.”

The survey for The Times by Hometrack, the property data company, found that the cost of renting a home rose on average by 6.15 per cent in the year to April. In hotspots such as Oxford, Birmingham and London, rents rose by 17, 16 and 14 per cent respectively, while in Cambridge and Sheffield, tenants are paying an average 10 per cent more than they were in March last year.

Richard Donnell, the director of research for Hometrack, said: “The rental sector is a waiting room for the housing market and more people are being pushed into that waiting room just as rents are being forced up.”

Many of the people seeking help from debt advice agencies had used credit in their homes to pay for home improvements but, as fixed-rate mortgage terms came to an end and the cost of living increased, many people were finding it hard to meet repayments, even if they earned a relatively good salary.

Transact said that it expects the problem to become worse, and has called for more funding to provide debt advice.

The Hometrack data tracks rents on two-bedroom flats or houses, but the cost of tenancy is reported to be rising even more quickly for larger family homes. A survey by Paragon, a buy-to-let lender, suggested that rents for detached homes have risen by 30 per cent, compared with an average of 12 per cent across all housing types.

The survey suggests that rent rises are highest in the South West, up by an average of 42.2 per cent, and in East Anglia, where they are 31.9 per cent higher.

The Money Centre said that one third of its landlords had reported plans to increase rents within the past three months, by an average of 6.8 per cent.

The mismatch between supply and demand in homes for rent is helping to create the above-inflation increase in housing costs.

The rent for two-bedroom properties is falling, however, in some areas, including Milton Keynes, Leicester and Reading, because mortgage repayments are similar to the cost of renting. In Milton Keynes, where the rent on an average £140,700 two-bedroom home is about £177 a week, it would cost £178 to buy with a 15 per cent deposit and an interest rate of 6 per cent.

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Which One Are You - Express Day!

To change some things in your life, first YOU must change some things in your life!

Did you know that there are three types of people in the world!

Which one are you?

1) those that make things happen
2) Those that watch things happen
3) Those that wonder what the hell happend

If you want to make things happen join us at express day!
The difference between ordinary and exta-ordinary is the little word "extra" become extra-ordinary.

Remember there can be only now!

Now book yourself on express day do a little extra and change the rest of YOUR life!

Whatever the mind of man can conceive and belive it can achieve!

When you first saw the bussiness plan what did you believe was possible?what do you want from this business and when do you want it?

There are no limitations to the mind except those we acknowledge.

It has been said that once a task has been started it is half done, however will you finish what you have started?

How to book yourself on expressday!

1) Call executive service on 02089555111
2) Via the extranet!

Once you have booked yourself on expressday bring as many people with you as you can, you will kick yourself later if you don't!!

Do you wish you had seen this business years ago?
I am just glad that someone was man enough to share it with me, he just gave me a dvd and asked me to watch it! months later I rang him and asked how do I get started. How many people are sitting at home right now just waiting for someone to give them a dvd? If you don't give them the oppotunity someone else will.

Still not booked!

Ok the bottom line is this..

1) The bad news!!
Your financial future is in YOUR hands.

2) The good news!!
Your financial future is in YOUR hands.

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Stock Market Had Worst Half Year Since 1970

The half year report card for global stock markets was not one to be proud of. The first half of 2008 was the worst first half to a year for the Dow Jones Industrial Average since 1970, when the index was down 14.60%. The 14.44% decline of 2008 is actually the tenth worse performance since 1900. July hasn’t exactly started off with a bang and US traders may be thankful for the long weekend last week. The S&P 500 closed the week down 1.19%, registering its lowest daily close for almost two years. June was especially hard for US markets with a drop of 8.55% for the S&P 500, and a 10.19% collapse on the Dow, making up most of the years losses to date.

The culprits are not too hard to find. The first half performance of the US financial sector was -30%, while the Energy sector managed to find a rise of 8.12%. If you were asked to list the top dangers for the global economy, you would be hard pressed to find any factors that are not already playing themselves out. Firstly we have oil prices that seem to reach new record highs with each passing week. $150 per barrel is looming ever closer. This price action is linked to the second danger, further conflict in the Middle East. Last week, a former Israeli air force commander was quoted as saying that Israel was ready to attack Iran if diplomacy fails. The Iranian oil minister has responded by saying that Iran is ready to defend itself, and that an attack on Iranian nuclear facilities would be the start of war.

Oil fuelled inflation is still causing central bankers headaches, with Citi Group today predicting that UK inflation jumped to 4.6% in June. Last week, the ECB went to great lengths to stress that the recent rate hike didn’t automatically precede a series of hikes. Nevertheless, Trichet’s firm stance on fighting inflation has caused some disagreements between the ECB and the Federal Reserve in the US. The final horseman of the apocalypse could be when the global economy finally yields to the pressures of inflation and the aftermath of the credit crunch. There are increasing signs that the world’s largest economy is slowing. Thursdays US payroll figures showed a 20% increase in unemployment year on year. Also Non Farm Payrolls shrank for the 6th consecutive month. With UK house prices going the same way as the US market, the bricks and mortar ATM is no longer paying out, and UK households are already at record levels of indebtedness. Shocking figures from Marks & Spencer last week was testament to this.

The week ahead is a quieter affair with fewer top tier announcements than the week just gone. That said, there are still some potential market moving datasets due. UK industrial and manufacturing production figures are released on Monday morning. The recent Purchasing Managers Index monthly survey of UK manufacturing was described as “truly dreadful”, with indications that this sector at least may be heading for a recession. On the same day, we provisionally have the UK Halifax Price Index delayed from last week. On the same note, US pending home sales are released on Tuesday. Bad news is expected for both, the only question being how bad the news actually is.

The week’s top ticket trading is the MPC interest statement on Thursday. The Bank of England is still stuck between a rock and a hard place, with record oil prices driving inflation, and slowing consumer spending hurting the economy. A no change verdict is widely expected to be the more likely course of action.

With next week being relatively lighter on the economic news front, BetOnMarkets.com thinks that it may be a good time for a trade that looks to profit from low volatility. A barrier range trade wins if neither of two levels are hit within the specific time period. A barrier range trade predicting that the FTSE 100 will not touch 5016 or 5875 in the next 16 days could return 10%

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Pessimists, Realists & Visionaries

In my experience, there are basically three types of people in the world: Pessimists, Realists and Visionaries.

I’m not sure how you’d describe yourself, but let me walk you through a general description of each one, starting with the Pessimist.

If a pessimist is a 10 on a scale of 1 to 100, they generally think they’ll probably go to a 9 given enough time. Because of this belief, they are usually right. And, one of the amazing things I’ve found is that Pessimists are actually proud of the fact that, once again, they accurately predicted the outcome.

The Realist is slightly different. If they are a 10 on a scale of 1 to 100, they don’t think they’re going to go down. But they aren’t comfortable claiming that they’re going to go too far up either. They might set their goal at 12. Whatever it takes to make sure they achieve their goal. And, if they ever miss a goal, they’ll lower the bar even further the next time.

How they are “perceived” by the world around them is a BIG deal to the Realist. They never want to be embarrassed. They never want to lose face. They never want to be proven wrong with one of their goals or assumptions. Because of this belief, they set very small goals for themselves.

That leaves us with the Visionary. The Visionary is a strange animal. Especially to the Pessimists and the Realists.

If a Visionary is a 10 on a scale of 1 to 100, or if their project is a 10 on the same scale, the Visionary sets their sights on being a 90! And guess how many times they achieve their goal in the time they envisioned. Almost never… but in reaching for 90, they might get to 50.

Now, if every person or project was a 10 on a scale of 1 to 100, and you were to evaluate these three groups based upon sheer results, who’s would you rather have? The Pessimist results at 9? The Realist results at 12? Or would you prefer having the Visionary results at 50? Easy answer, right? Everyone says they want the Visionary’s results at 50. But it’s easier to say you want to be a Visionary than it is to actually do what it takes to stay a Visionary.

Visionaries take a lot of heat. Since they are well under their public goal most of the time, their judgment is called into question. People roll their eyes. The Pessimists and Realists spend a lot of time talking about how the Visionary missed their mark by not getting to 90… instead of seeing how valuable it was to get to 50.

A person, who’s trying to be a Visionary for the first time, might say to themselves “Why don’t I just set my goal at 50 and make everyone happy?”

Here’s the problem with that approach… it’s been my experience that when you set it at 50, you almost never make it there either. You might make it to 40 and still be ahead of the others. But then you set the next project at 40 and hit 30. Then you set the next one at 30 and make 20. And in a very short period of time, you’ve become a realist… setting expectations so low that it would be hard to miss them.

If we’re judging on sheer results, that’s not a great place for a leader to be. For an organization to do great things, to a certain extent, the leader must be a Visionary.

Once I learned this, it changed everything for me. And it can do the same for you. People will listen to a visionary. People will follow a visionary. People can become better by being around a visionary.

Believe it or not, the world needs Pessimists. Someone has to be thinking about winter all summer. Someone has to be thinking about worst-case scenarios.

The world also needs Realists. Someone has to take the bull by the horns, make their lists, put their head down, mute out all the grand talk and do the work the organization needs to be done every day.

But I am, and will always be, a fan of the Visionary.

If you’re one of those brave souls, it’s only fair that I give you the downside. You’re going to have to live with the fact that people will spend a good amount of time rolling their eyes and groaning at the crazy beliefs and expectations you’ll be throwing at them on a regular basis. It might sound easy, but I have to tell you it’s hard to withstand the constant criticism.

What makes it even harder is the fact that 95% of people are in the pessimist and realist camp and do you know what they absolutely love to do? They just love to point out the fact that you, as a visionary, missed your goal! Even though you’re much farther ahead than they are. They actually feel superior!

So, where do you see yourself? Do you see yourself growing into a pessimist? Do you see yourself growing into a realist? Or do you see yourself growing into a visionary?

I hope the answer is to grow into a Visionary. I understand you might not be all the way there right now and that’s okay, just as long as you’re willing to do what it takes to grow into one.

So spend some time thinking about where you see yourself and then decide how much sniping you’re willing to take from the pessimists and realists on your way to the top.

I assure you it’s worth it.

Eric Worre - Network Marketing Professional

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Families have £155 a month less to spend

By Harry Wallop Consumer Affairs Correspondent

DISPOSABLE incomes have fallen to their lowest for five years as household costs soar, a report claimed yesterday.

Wages have failed to keep pace with spiralling petrol, gas and electricity bills and taxes, leaving the average family with £155 less to spend at the end of each month compared with 2004.

The study by Ernst & Young, one of the country’s largest accountancy firms, calculates that the average family, with two children, has £755.52 left at the end of each month after paying essential bills. With this they have to buy food, drink, clothes, holidays and pay any school fees.

Monthly disposable income has fallen from £909.84 five years ago and from £821.69 last year, equating to a total fall of 15 per cent. The accountancy firm admits that the fall in “discretionary spend” would have been more dramatic if it had included food prices, which have risen significantly, in its collection of fixed household bills. Jason Gordon, the director of retail at Ernst & Young, said: “All consumers are painfully aware of the huge hikes in petrol and utility bills but we’ve also seen some fairly hefty price increases in pension contributions and debt repayments.

“If we go one step further and factor in food price inflation, which official figures have placed at 8.7 per cent in the last year, it’s clear that household budgets are under enormous strain. Add in the impact of falling house prices on the consumer’s propensity to spend, and the consumer economy is undoubtedly on a knife-edge.”

The figures come a day after the new deputy governor of the Bank of England, Charlie Bean, warned that living standards would continue to fall for the next year because of high oil prices.

Leading retailers, most notably Marks & Spencer, say that they have noticed a sharp and sudden deterioration in consumers’ spending power, which is likely to cause serious problems on the high street over the coming months. The Ernst & Young study says that although an average family’s income has increased over the past year by 3.7 per cent to £3,784 a month, this has not kept pace with the 9.6 per cent increase in fixed household bills, such as the costs of running a car, mortgage, pension contributions, utility bills and council tax.

Mr Gordon said: “Worryingly, though, the worst could be yet to come.

“If, as predicted, utility prices rise by as much as 40 per cent later this year and interest rates are increased to control rising inflation, consumers and consumer facing businesses will face even bleaker times.

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Success Fuel

When it comes to living, if you look at it in broad terms, there are 3 basic states that most people find themselves in. The first is Crisis. The second is Survival. And the third is Success.

Here’s the basic pattern for the majority of people. They cruise along in survival mode and, since they’re surviving and there’s no real pressure to do more, they usually don’t, which means they start drifting towards crisis.

Nothing really happens until you actually hit the crisis mode. You have to come up with $500 or the whole world is going to fall in. When that happens, what do you do most of the time? You find a way. You get creative. You work hard. You get resourceful. You get it done.

Whew! Back to survival mode! That feels better. Now, since the pressure is off, you kick back and relax and, without even knowing it, you begin to drift all over again. And, before long, you’re right back in crisis. And you think, “man! I just finished fighting that last fight and here comes another one! I’m not having a very lucky run here!”

Whatever that fight is this time…

It could be qualifying for your paycheck.

It could be troubles with your relationship.

It could be a test coming up.

It could be the monthly bills getting paid.

It could be preparing for some presentation you have to perform.

Whatever it was, you find that discipline, you bear down and once again you find a way.

Here’s what that life looks like.

Survival. Crisis. Survival. Crisis. Survival. Crisis. Survival. Let me tell you, that is no way to live.

In applying this to building a large network marketing business, one of the things I was lucky enough to learn fairly early on is that it’s the same distance from Crisis to Survival as it is from Survival to Success. When you had to make $500 or the whole world was going to fall in, once you made that $500, you could just as easily continued and made the next $500 that would give you not just survival, but a little taste of success.

Why don’t all of us choose success then… if it’s the same distance? Here’s the reason most people just survive and only a few people succeed…

To survive, the reasons are already built in.

But to go beyond survival and to succeed when the pressure of surviving is gone, you need to come up with reasons of your own. And those reasons have to come from within. Based upon that, if you don’t have the internal reasons to become successful, you probably won’t.

So, if that’s true… and it is, then your internal reasons are what will drive your engine. They are literally Success Fuel. They are what will keep you going when things get tough.

All of us have goals and dreams. That’s called the promise. And for every promise, there’s a price to pay. But the price gets easy to pay when the promise is strong. When the reasons are strong.

Nietze said “He who has a why to live for can endure almost any how”. In other words, if a person has strong enough reasons, they can endure almost any price they may have to pay.

In his book, “Man’s Search for Meaning”, Victor Frankl illustrated through his own personal experience that the people most likely to survive the concentration camps in Nazi Germany were not the strongest physically, but the ones with the greatest reasons to live beyond their personal survival. Some of the most frail physical bodies endured the unthinkable to make sure they could tell their story in the hopes that what was happening to them, would never happen again.

Let me give you another example… Let’s say that there was an amazing inventor who came up with the most incredible breakthrough and offered you a proposal. Let’s say they told you that, if you made it to the top position in your company within the next two years, they would release the cure for cancer and they would do it in your name… from that day forward, no one would ever have to suffer from that terrible disease ever again.

Let’s also say they gave you one basic rule and that was you couldn’t tell anyone about the arrangement. If you told anyone, the deal would be off.

So, if you made it to the top in the next two years, no more cancer and the whole world would know that you made it possible. And, if you didn’t make it to the top position in your company within the next two years, the cure would remain locked away forever and the whole world would know that you let them down.

Heavy duty reasons huh? That’s my point. If that were true, do you have any doubt about your ability to get to the top position?

How much training would you need? You’d figure it out, wouldn’t you?

What if your friends gave you a hard time?

What if it was hard work?

What if some people didn’t want to buy your product or service?

What if you had a hard time recruiting people, or if you did, they didn’t stay around long?

Would you quit? I think for all of us, the answer would be no. We wouldn’t quit. We’d find a way because the reasons were so strong.

What does that prove? You could do it if someone were to put incredible external reasons on you. But, what if they don’t?

For our whole lives, most of us have been driven by external reasons.

Our family put them on us. Do what we say or you’ll get in trouble.

Our educational system. Do what we say or you’ll get in trouble.

The government. Do what we say or you’ll get in trouble.

Our employers. Do what we say or you’ll get in trouble.

Like I said earlier, in order to succeed, you’re going to have to really think about your own internal reasons.

Here are some examples to think about.

To prove something to yourself, to your family or to your friends.



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Take Action Now And Get A Piece Of The Network Marketing Pie!

Network marketing and home based business opportunities are on the rise and sweeping the country. Never before have we experienced such a phenomenon. Much success has been had by individuals taking full advantage of this opportunity. There are more self-made millionaires now than ever before.

Six key reasons for such growth and opportunity are:

1. The staggering number of baby boomers retiring now and in the next few years. These individuals are looking for self employment business opportunities.

2. Middle aged professionals who are over qualified and have been ousted by corporations to save their bottom line. They are forced out of the marketplace and to look for work elsewhere.

3. Mums wanting to stay home with their children and looking for a substantial part-time income.

4. College graduates who are savvy with marketing degrees and have an entrepreneur approach to business.

5. Our country’s state of affairs: A poor economy and the rise of inflation cause a sense of uncertainty and the need for additional income.

6. Now more than ever before, individuals regardless of age background, and experience, want to take charge of their lives. They realise their future and success should not be determined or limited by any company or persons other then themselves.

With these key factors in place, the business opportunities that exist for you are unlimited!


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Most People Do Network Marketing Every Day - Just Don't Get Paid For It!

Here are some examples:

• Recommending a school for the children.
• Recommending a pub with a great atmosphere.
• Recommending a favourite song or artist.
• Recommending a blind date.
• Recommending a brand of car.
• Recommending your favourite dish or recipe.
• Recommending a stock or an investment.
• Recommending a solicitor or an accountant.
• Recommending a dentist.
• Recommending your favourite television show.
• Recommending a weight loss secret.
• Recommending a great clothes shop.
• Recommending a church.
• Recommending some new friends.
• Recommending computer software.
• Recommending a good book.

These are all examples of network marketing in action. You recommend the things and services that you like. The person is under no obligation to accept your recommendations.

Your only job is to educate and present additional choices or options for the person. Your job is not to make the decision for the person. That's the person's right and responsibility. It is your responsibility to give the person an opportunity to learn this information.

However, you are not responsible for the decisions people make after hearing this information.

The person has many variables and situations in his life that he must balance along with your recommendations. Respect that. The person will make a decision based upon what is happening in his life, so don't feel offended if a person uses a different dentist because his brother-in-law just graduated after studying to be a dentist. Or, don't take it personally if the person doesn't go to the restaurant that you like. He may have completely different tastes in food.

So, how do I get paid for this?

In all the previous networking examples, you did the work. You just didn't get paid for it.


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A Special 10th Annivesary message from Charles Wigoder - Chief Exec of Utility Warehouse

What a fantastic start to 2008!

Over the last few weeks we’ve seen record numbers of new [distributors] joining the business as well as a huge increase in new customer numbers. Many of you are already seeing this reflected in your group customer numbers.

The newspapers may be full of doom and gloom... high inflation, falling property prices, recession looming – but as a Telecom plus Distributor, the prospects have never been brighter as we look forward to the positive impact from increasing customer numbers on your residual incomes...

So why is our business so good at the moment?

Could it be the huge price increases recently announced by the “Big 6” energy suppliers?

Could it be our award-winning customer service team, based in the UK?

Could it be the latest round of sneaky price rises by BT, where they have increased the cost of a 60 minute evening Local/National call from 4.5p to almost £1, and increased line rental by another 75p per month?

Could it be the exciting new services we launched at Express Day have really begun to catch peoples’ imagination?

Our amazing Internet Phone Lines at just £2 per month; our new BroadCall Laptop tariff; or our new ValueTalk tariffs with inclusive calls and texts from just £10 per month.

Could it be the fantastic promotions we announced at Express Day, giving you the opportunity to qualify for an unforgettable all-expenses-paid luxury holiday in Spring 2009, or to receive hundreds of pounds of free gift vouchers?

Could it be the dedication of the strong leadership in the field along with our committed and skilful trainers?

Or is it simply that our unique combination of great value, great service and the convenience of a single monthly bill really is what customers are looking for?

If you are currently out there working on building your business, that’s great. You’ll know from the feedback you are receiving and the growth in your own customer numbers just how much activity is currently taking place.

On the other hand... Our offers have never been stronger. Our service and support have never been better.

And the rewards you can earn from your activity have never been higher...

Last month was the 10th anniversary of my joining Telecom plus, and I am enormously proud of our achievement together in building this business from nothing to almost £200 million in annual sales, establishing ourselves as the UK’s most successful network marketing company. But that is nothing compared with the huge opportunity still open to us. We still have less than a 1% market share for the services we provide.



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How To Build A Successful Business In Three Easy Steps

Since the beginning of creation and the first exchange of goods or services there has been a burning desire to succeed in one form of business or another that has overtaken many aspiring entrepreneurs.

The nature of business and industry has evolved over time and now network marketing is the hottest trend since sliced bread. Not everyone succeeds, but for those with experience, or a little insight, the rewards can be amazing.

Making money in network marketing doesn’t have to be hard. Yes, like anything, it does require determination, focus, and some luck, but if you apply the right methods, success can be as easy as 1-2-3. For example, here are three basic steps for network marketing success:

1. Find a company which will support you and your business to help you achieve your aims

2. Find a product or service that is in demand

3. Find products that will produce a steady, residual and truly passive income

You can spend a lifetime trying to obtain the necessary experience. Or you can save that time and effort by learning from others who have already paved the way. The challenge is, of course, in finding a marketing “expert” to guide you.

I am not a marketing “expert” myself. Over the years, however, I have picked up some valuable marketing insight and experience. Let me share with you the basis for my philosophy in life and marketing success.

I truly believe that success in network marketing lies in helping others. It is definitely a mutual relationship. The sense of personal achievement is much greater when you help others, and the financial rewards are much more drastic and meaningful.


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Leverage is King

In the Network Marketing / Multi Level marketing industry "Leverage" is KING.

Here's what I mean; we all have the same 24 hours in a day so let's apply the principle of leverage here in a typical 24 hour day of the life of an MLM person. Imagine that in the course of the 24 hours you can achieve quite a lot of things; you can have many telephone calls to prospects, you can have many personal face-to-face meetings, you can attend some business presentations and seminars, and of course you can read an informative book or listen to a CD or view a DVD that can give you greater knowledge.

Now, let's assume that you have just introduced your company, products and business opportunity to a friend who joins your team. Well, now you have 2 people who each have 24 hours, so together you have 48 hours.

OK, let's now introduce 2 more people into this mix, someone you introduced and someone your friend introduced to this new team. Well, you now have 4 people each having 24 hours available for a total of 96 hours. Can you imagine how much can be accomplished during those 96 hours?

That's called LEVERAGE; you are using the principle of leverage of "time". Instead of being limited to what YOU alone can accomplish in 24 hours, now there are 4 people who can accomplish so much more. When you apply that to conducting business, be it for meetings, presentations or even "sales", you've now got leverage on your side!

Hey, that's only 4 people; what if it was 20 people? Imagine the possibilities that can be achieved in that leveraged time.

The Network Marketing business model is so powerful and unique because of this concept of leverage because you can leverage your time and benefit from a percentage of other people's efforts that are on your team, obviously this can substantially increase your potential income result.

Imagine when you have a HUGE team and you're earning a small percentage on everyone in your team! Can you imagine receiving a percentage of everyone in your team's productivity?

WOW; that is powerful! That's the power of MLM Leverage.


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Massive Growth

The business is growing at a fantastic rate for some of you so well done.
Some of you and your team appear to be like rabbits in headlights.
This business works if you speak to people. So many ideas have been passed to you all but in the end its the belief in yourself and your attitude that decides exactly how big you build this life changing business.
1. Gather customers.
2. Gather execs.
3. Attend and promote events.
If you can't do them 3 and be consistent your in the wrong business.
Another thing that can get in the way are your long list of excuses. Seriously I know we all have stuff going on just keep the activity going and one day the lottery ticket you have will be ready to cash in.
The company has announced fantastic results and believe me its going to get better and better for those of you are active.
You have one chance every day all 86400 seconds of them to be the best you can be!
I may come across a bit strong at times but have a serious look at what you are part of. Recession proof , unique business opportunity that can and will pay you a six figure income over 5 years, if you are serious.
Be serious and do what you can every day. And when you are awesome show your team members how to be better than awesome.

Don't ever quit.

We are going to have a great future.
Regards
Jimmy Chapman.


Call Juswant on 07917 105134 or email on juswant.rai@gmail.com if you are interested right now in taking control of your future....

Watch the video first, follow this link:-
http://www.extrapaynow.com

Massive Growth

The business is growing at a fantastic rate for some of you so well done.
Some of you and your team appear to be like rabbits in headlights.
This business works if you speak to people. So many ideas have been passed to you all but in the end its the belief in yourself and your attitude that decides exactly how big you build this life changing business.
1. Gather customers.
2. Gather execs.
3. Attend and promote events.
If you can't do them 3 and be consistent your in the wrong business.
Another thing that can get in the way are your long list of excuses. Seriously I know we all have stuff going on just keep the activity going and one day the lottery ticket you have will be ready to cash in.
The company has announced fantastic results and believe me its going to get better and better for those of you are active.
You have one chance every day all 86400 seconds of them to be the best you can be!
I may come across a bit strong at times but have a serious look at what you are part of. Recession proof , unique business opportunity that can and will pay you a six figure income over 5 years, if you are serious.
Be serious and do what you can every day. And when you are awesome show your team members how to be better than awesome.

Don't ever quit.

We are going to have a great future.
Regards
Jimmy Chapman.


Call Juswant on 07917 105134 or email on juswant.rai@gmail.com if you are interested right now in taking control of your future....

Watch the video first, follow this link:-
http://www.extrapaynow.com